The National Insurance Commission, the Federal Road Safety Corps, and the National Health Insurance Authority have entered into a new partnership to enforce compulsory motor insurance and related provisions under the Nigerian Insurance Industry Reform Act (NIIRA) 2025.
In a statement issued on Thursday, NAICOM announced that the three agencies reached key resolutions at a meeting held at its headquarters in Abuja. The collaboration will focus on integrating data systems, launching nationwide awareness campaigns, and jointly enforcing compliance with mandatory motor insurance laws.
As part of the agreement, NAICOM and the FRSC will integrate their data platforms to enable real-time verification of vehicle insurance status. This move aims to eliminate fake motor insurance policies and support faster response to accidents involving insured motorists.
The agencies also agreed to conduct a joint public awareness campaign to educate motorists on the importance of genuine motor insurance and its role in enhancing road safety. Additionally, a joint enforcement committee will be established to oversee compliance with insurance laws, tackle fraud, and ensure that only valid insurance documents are accepted during vehicle registration and licensing.
FRSC Corps Marshal Shehu Muhammed described the data integration as a significant step toward “developing a robust system for quick response to road accidents and compensation,” stressing that digitisation would improve emergency response and help eradicate fake insurance documents.
Commissioner for Insurance Olusegun Omosehin reaffirmed NAICOM’s commitment to the collaboration, noting that NIIRA 2025 strengthens the compulsory third-party motor insurance policy and introduces a fund to compensate accident victims. The fund will be managed by a committee that includes representatives from the FRSC.
Representing the NHIA, Ajodi Nasir highlighted the health benefits of the partnership, explaining that it will ensure faster and better medical treatment for road crash victims. He said the integration of efforts between the three agencies would “build a system that safeguards road users while guaranteeing prompt medical care for accident victims.”
The partnership marks a major step in the federal government’s broader reform agenda under NIIRA 2025, aimed at modernising Nigeria’s insurance framework, improving safety standards, and strengthening protection for citizens.
The inauguration date for the joint enforcement and coordination committee will be announced soon.
