Interest in the FG GEEP Loan Program 2025/2026 continues to grow as thousands of small business owners search for interest-free funding to support their businesses.
The FG GEEP Loan Program offers interest-free business loans of up to ₦300,000 to traders, artisans, and small business owners across Nigeria. This follow-up guide explains eligibility, application expectations, verification steps, and what happens after submission.
What Is the FG GEEP Loan Program?
The Government Enterprise and Empowerment Programme, widely known as GEEP, is a federal initiative created to support micro and small businesses with affordable financing.
The program targets everyday entrepreneurs who often struggle to access loans through regular banks. GEEP loans come without interest, helping business owners restock, expand, and stabilize their operations.
Under the 2025/2026 cycle, eligible applicants can access loans of up to ₦300,000, depending on their category and business profile.
Who the GEEP Loan Is Designed For
The GEEP Loan Program focuses on people running small but active businesses. This includes:
Market traders and shop owners
Artisans such as tailors, mechanics, and technicians
Small-scale farmers and agro traders
Women-led micro businesses
Youth-owned informal enterprises
Applicants do not need a registered company name, but must show evidence of a real business.
How Much Can Applicants Receive?
Loan amounts under the GEEP program vary by category and business size.
Many first-time applicants receive smaller amounts, while returning beneficiaries with good repayment history may qualify for higher limits.
The maximum loan amount under the 2025/2026 cycle is ₦300,000.
All loans are interest-free, which means applicants repay only the principal amount.
What Happens After You Apply?
Submitting the form does not mean automatic approval.
